Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.



N Online Decision
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
Rates from 278% to 1576%



N Instant Decision
N Borrow Up To £25K
60 Second Application
N 3-36 Monthly Repayments
Rates from just 4.7% to 278%


Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

Unemployed Loans in the UK: Getting the Best Loan Solutions

With the increasing reliance of both man and the industry on loans and other loan services, the consequent rise in the demands for loans as well as the subsequent increase in the number of borrowers with unpaid debts have prompted traditional lending firms and institutions to take measures to address similar problems. As a result, a credit scoring system has been developed and designed especially to work specifically towards the lending firms and institutions’ agreed ends. With this credit scoring system in place, lending firms and institutions were given the capability to easily segregate borrowers according to their respective financial capacities. Borrowers whom the lending firms thought to be incapable of paying off their loans in the future were easily segregated from the borrowers whom they believed to be likely capable of paying off their debts with little to no problem at all. Under the same credit scoring system, individuals who earn less than what the lending firms have decided as the minimum were given poor credit scores, while borrowers who missed out on their payments regardless of whether or not they have done so intentionally, or if they had done so frequently or repeatedly, automatically had their financial records reflect their bad payment history. As a consequence, individuals and other borrowers who were given poor credit scores and bad payment histories were automatically disqualified from securing any loans from any of the traditional lending institutions and firms. And while this credit scoring system proved to be extremely useful to the lending firms, its long term effects proved to be very harmful to the borrowers’ finances.

Because borrowers in bad credit situations were automatically precluded from securing loans from traditional lending institutions, borrowers who found themselves in urgent financial circumstances were left with very little, often impractical, and sometimes just downright impossible options to address their ongoing financial situations. And since asking friends and family for money as well as selling off properties are not always plausible nor are they always easy, many borrowers with bad credit often resorted to taking underground loans from illegally lending individuals or firms. Although this option does provide borrowers the temporary monetary relief that they need, the long term consequences often associated with these types of loan services often leave borrowers in even more difficult financial circumstances. With the exceedingly high interest rates inherent to underground loan services, many borrowers often find themselves in perpetuated financial crises.

why choose unemployed loans

Getting Unemployed Loans for Bad Credit

With the rising number of borrowers with bad credit who found themselves in perpetuated difficult financial circumstances, a new market composed entirely of borrowers with bad payment history and poor credit scores was eventually created. And as demands for more acceptable, more affordable, and safer loan services continued to rise in this newly created market, lending firms and institutions later on came up with innovative new loan solutions. With innovative loan services such as unemployed loans for bad credit, borrowers finally have fast access to better, more affordable, and far more secure financial solutions despite their bad credit situations. Through unemployed loans and other innovative loan services, borrowers no longer have to submit impossibly hard to procure requirements. And unlike a lot of the conventional loans that are generally being offered by traditional lending institutions and firms, application procedures for innovative financial services like unemployed loans for bad credit do not involve waiting for long hours in long lines just to submit loan applications, nor do they entail longer waiting in terms of approvals as well as the subsequent release of approved loans’ funds.

How to Get Unemployed Loans for Bad Credit

Through the latest advancements in technology and security, as well as the continuing evolution of the lending industry, borrowers now finally have access to much faster and more convenient loan options despite their bad credit situations. By availing of innovative loan services like unemployed loans for bad credit, borrowers now have better loan alternatives that can rely on in times of urgent financial crises. With unemployed loans as well as other innovative new financial solutions, borrowers now have the convenient option of being able to send their loan applications without having to leave the comfort of their own homes. And because everything can now be done entirely online, borrowers may now submit their applications from anywhere, and at any given time. Since loan applications can now be accomplished entirely over the internet, loan applications are now processed as soon as they are submitted. Consequently, approvals of applications for unemployed loans and other innovative new loan solutions are now completed within minutes after they were processed. The subsequent release of approved unemployed loans’ funds, on the other hand, can now be accomplished even on the same day that the loan applications were submitted. Because of these very convenient features of innovative loan solutions like unemployed loans, these loan options generally make good solutions to urgent financial situations. But since unemployed loans are typically small loans that borrowers are generally to pay over short payment terms, these types of loan services do not make great alternatives in times of more complicated financial crises. In addressing financial conditions that require loans in higher amounts and a lot longer payment terms, borrowers are best off taking secured loan options, which are normally easily payable through much longer payment terms.

Getting Unemployed Loans from Direct Lenders

Due to a common misbelief among borrowers, many are led to believe that just because procuring loans from the lenders directly do not necessitate paying for loan brokers’ fees, it also follows that this option allows them to save more money. What a lot of borrower fail to realise, however, is the fact that since loan brokers have connections to numerous lenders across various regions, it also follows that they have comprehensive access to all their discounted lending services. For this reason, borrowers who opt to secure loans through loan brokering firms actually enjoy a lot more savings and much more benefits in the long term.

why choose unemployed loans

*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We use TrustPilot to source all of our reviews to make sure that they are entirely non biased.