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Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.



N Online Decision
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
Rates from 278% to 1576%



N Instant Decision
N Borrow Up To £25K
60 Second Application
N 3-36 Monthly Repayments
Rates from just 4.7% to 278%


Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

Small Loans in the UK: Finding the Best Loan Solutions

While loans have been around since the ancient times, its unceasing popularity in the recent years has paved the way for the continuing rise in the demands for loan services, as well as the consequent increase in the number of borrowers with unpaid debts. Because of this, traditional lending firms and institutions have decided to come up with a credit scoring system, developed and designed specifically to address these problems. With this credit scoring system in place, lending institutions and firms were given the capability to classify borrowers according to their respective financial capacities. Those whom the lending institutions believed to be incapable of paying off their debts in the future were easily segregated from those whom they perceived to be likely capable of paying off their loans with little to no problem at all. Under this credit scoring system, individuals who earn less than what the lending institutions have required as the minimum were automatically given poor credit scores. On the other hand, borrowers who, in the past, may have either frequently or repeatedly missed out on their payments, had financial records that automatically reflected their bad payment history. As a consequence, borrowers and individuals with poor credit scores and bad payment histories were automatically precluded from securing any type of loan from any of the traditional lending institutions and firms. But while this credit scoring system was of great help to the lending firms, it had detrimental effects to the finances of the borrowers.

Since individuals and other borrowers with bad credit were no longer allowed to acquire any loans from any of the legitimate lending institutions and firms, borrowers who found themselves in urgent financial situations were left with very little, often either unacceptable or simply impractical financial options. And because asking family and friends for money, or selling off personal properties are not always plausible nor are they easy, a lot of borrowers resort to securing underground loans from illegally lending individuals or firms. But while this option does allow them the temporary monetary relief that they urgently need, the long-term consequences often associated with these types of loan services often leave borrowers in even worse financial situations. Due to the exceedingly high interest rates inherent to underground loan services, borrowers who avail of these loan options often find themselves in a never ending cycle of difficult financial problems.

why choose small loans

Getting Small Loans for Bad Credit

As more and more borrowers with poor credit scores and bad payment histories find themselves in the same cycle of difficult financial difficulties, a new market composed entirely of borrowers with bad credit was eventually created. And in attempt to address the rising demands for better, more flexible, more secure, and more affordable financial services in this newly formed market, lending firms and institutions later on came up with innovative new loan solutions. With innovative new loan services such as small loans for bad credit, borrowers finally have easier access to affordable, more flexible, and much safer loan solutions despite their bad credit situations.Through these innovative financial solutions, borrowers no longer have to submit impossibly hard to secure requirements, nor do they have to wait in long lines for long hours just to submit their loan applications. With small loans for bad credit, as well as other innovative new loan services, approvals and release of approved loans’ funds no longer take weeks to process. Because of innovative financial services such as small loans for bad credit, borrowers no longer have to settle with underground loans from illegally lending individuals or firms.

How to Get Small Loans and Instant Loans for Bad Credit

With the latest developments in security and technology, as well as the progressive evolution of the lending industry, borrowers now have better, more affordable, and much more convenient loan alternatives even despite their bad credit. Through innovative new loan solutions such as small loans, borrowers may now enjoy the convenience of being able to submit their loan applications even right from the comfort of their own homes. With innovative loan services like small loans and instant for bad credit, loan applications can now be processed completely over the internet. And since everything can now be done entirely online, borrowers now have the option to submit their loan applications from anywhere, and at any given time. Because applications are now accomplished completely over the internet, loan applications are now processed as soon as they are submitted. Consequently, borrowers may now expect for their applications’ approvals within just minutes after they were processed. The release of approved small loans, on the other hand, may now be completed as early as the same day that the loan applications were submitted.

Because of these convenient and useful features of innovative loan services like small loans for bad credit, these financial solutions actually make great options in addressing urgent financial situations. But since small loans and instant loans are normally loans that come in small amounts, these loan services do not make great alternatives in addressing more complicated issues in borrowers’ finances. In addressing financial situations that require loans in much higher amounts and longer payment terms, borrowers are better off getting secured loan options, which they can easily repay over a lot longer payment terms.

Getting Small Loans from Direct Lenders

A lot of borrowers mistakenly believe that just because taking loans from the lenders directly does not necessitate having to pay for loan brokers’ fees, it also follows that they provide more benefits in the long term. Many borrowers fail to see, however, that since loan brokers maintain a network of connections to different lenders in different regions, it also follows that they have unrestricted access to all their different discounted services. Due to this, borrowers who choose to avail of loans with the help of loan brokers actually enjoy far more benefits and much more savings in the long term. And since loan brokers provide expert financial advise to their clients, borrowers are guaranteed the best loan alternatives according to their unique financial circumstances.

why get small loans

*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

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