Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.



N Online Decision
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
Rates from 278% to 1576%



N Instant Decision
N Borrow Up To £25K
60 Second Application
N 3-36 Monthly Repayments
Rates from just 4.7% to 278%


Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

300 loans for bad credit and instant funding

Life is full of surprises and the kind of financial stability that you enjoy today can suddenly turn for the worse in an instant. To deal with life’s unexpected twist and turns, many people in the UK borrow money from time to time. This is because such unforeseen events can trigger a lot of emotional stress and financial strain to anyone and should therefore be addressed with haste.

Most of the time, we can generally stop a financial bleeding through an emergency fund that has been sitting in our savings account. But it’s not always the case and there are certainly plenty of us in the UK who live from pay check to pay check. So in times of sudden cash shortages and unplanned costs, you can rely on 300 loans and the quick and seamless funding that it provides.

300 Loans: Instant Cash without delay

300 loans are short-term loans that are often provided to borrowers who are in dire need of emergency funding. This is because the type of financing can be approved in as little as 15 minutes with an application process that is free from any form of paperwork, faxing, or any tedious step whatsoever. What’s more, you can have the approved funds ready for use in a few hours or within the day you completed your application. And the best part is you don’t need to have a stellar credit rating to become approved as 300 loans for bad credit are often the common forms of short-term loans that online lenders in the UK offer.

why get 300 loans

Seamless borrowing

When you apply for 300 loans online, you will have to fill out a short application form that will require you to share some basic personal and financial information such as your name, address, income, employment details, and the like. Every bit of information that you share will be encrypted and carried out by standard data protection to ensure they are kept private and secured. The eligibility requirements for the type of loans are also few and basic and will only include:

  • Being at least 18 years of age or older at the start of your application
  • Have a stable source of income that can afford the loan and its repayments
  • Have an active email address and phone number so the lender can reach you when it wants to notify you on your application’s successful approval
  • An active bank account that can accept the loan funds that will be transferred electronically

And because the types of financing are 300 loans for bad credit, you can still enjoy equal chances of getting approved to those who have stellar credit rating even if you have a poor credit history or even don’t have one because it’s your first time using a credit product.

300 loans are also unlike other traditional loans that demand a lot of processing time and involve plenty of tedious steps. Often, you can hear an approval response from a bank after several days and sometimes even more than a week of waiting. Not only that, you will also have to provide plenty of information and documentation so your application can advance further. Traditional loans are simply not the funding options that you can consider when you are in rush to secure extra cash but 300 loans certainly are!

Secured and legit forms of financing

300 loans for bad credit are legit forms of financing that are recognized by the FCA or Financial Conduct Authority, the financial regulatory body in the UK. This means that they are 100% safe and legal for use and any and all concerns and problems that you may encounter with your lender and/or your credit agreement will be subject to the FCA’s review. Simply put, your best interests as a borrower will always be considered once you avail for the short-term loans. There should be no gimmicks and shams in your loan agreement so long as you apply from a reputable lender that is licensed by the FCA.

What’s more, online lenders that offer 300 loans are mandated to safeguard all your personal and financial information including your identity as well. Any and all aspect of your loan transaction will strictly be private. What’s more, online lenders also utilize completely secured websites to ensure that all your data will be kept secured and confidential at all times.

300 loans from direct lenders

The interest rates of 300 loans will vary from one direct lender to the next. Majority of the direct lenders online however, provide interest rates that are below the average number due to an increasingly competitive market. And once you find a direct lender that you can genuinely count on, enjoying instant approval and funding will never be faster and easier.

So shop around and compare as much direct lenders with their respective 300 loan offers as you can. In fact, it would benefit you if you try to keep an eye on those direct lenders that provide the right deals for the best price even if you still are not planning to apply for a 300 loan. Once you find yourself in a financial crunch, it would then be easy for you to find the direct lenders that will provide you with the potentially best deal available.

Other important things to consider about 300 loans

Always remember that lenders offering 300 loans will be more concerned on your ability to afford the loan than on your credit rating. This means that having a steady source of income that is sufficient to make the proper repayments is crucial. Those who are employed and receiving a regular salary are often approved instantly but your application can still be accepted even if you are self-employed or unemployed, so long as you can prove to the lender that you have a reliable income that can afford the loan’s repayments.

And lastly, 300 loans for bad credit are generally more expensive than traditional forms of credit such as bank loans because of the kind of speed and availability that they provide. But if you are caught up in an urgent financial situation and you need to secure an extra 300 pounds right away, you certainly won’t mind paying an extra in exchange for instant funding and seamless processing.

why get 300 loans

*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We use TrustPilot to source all of our reviews to make sure that they are entirely non biased.