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Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.



N Online Decision
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
Rates from 278% to 1576%



N Instant Decision
N Borrow Up To £25K
60 Second Application
N 3-36 Monthly Repayments
Rates from just 4.7% to 278%


Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

200 loans with instant approval

Are you looking for a small and quick loan that will help you cover an emergency situation, unbudgeted bill, or essential purchase right away? If you are, then 200 loans will provide you with that instant funding that you need without breaking a sweat!

There are 200 loans that will give you an instant approval decision in a matter of minutes after you have successfully submitted a short application form online in a lender’s website that will take no more than 15 minutes to complete. And once you are approved, 200 pounds will automatically be transferred to your bank account by your lender within the day or no sooner than the next business day.

200 loans in the UK

200 loans are short-term, personal loans that you can easily access from numerous reputable online lenders in the UK. Majority of Britons rely on the financial products to deal with numerous unforeseen expenses, like emergency home and car repairs, medical bills, or surprise payments.

The mini loans can be paid back in a few weeks, a full month, or several months depending on the kind of 200 loan option that you avail and the lender providing it as well. There are numerous types of loans that can give you 200 pounds right away without much stress and hassle and they include:

  • Payday Loans
  • Short-term online loans
  • Doorstep Loans
  • Instalment Loans

why get 200 loans

All of the 200 loan options mentioned above will have their own unique payment terms and borrowing conditions. Payday loans for instance, will require you to pay back the entire money that you owe in a single lump sum plus the agreed interest rates typically in your next payday. You will also need to have a bank account if you apply online as this is where the 200 pound loan will be transferred if your application becomes approved.

Doorstep loans on the other hand, will not require you to have a bank account since the loan will be handed to you in cash right at your very home. The payment terms are also longer, for several months, and there is often an agent who will stop by your home every week to collect the repayments of your loan.

Instalment loans on the other hand, will allow you to spread your 200 pound loan over an extended period of time for a number of months through fixed monthly repayments. But because the payment term is longer, you will need to have an adequately better credit standing to become approved as opposed to a payday loan that can approve different borrowers regardless of their credit rating.

How are 200 loans different from other loans in the UK?

200 loans are just like other loans in the UK a way that they will be processed and approached with the same standard lending practices. This means that when you apply for the small forms of financing from a reputable lender in the UK you will be required to:

1.) Fill out an application form that will request some personal and financial information from you. All these information are essential to the lender’s decision making – on whether or not to approve your loan application. Such information include:

  • Your real name which can be verified through a valid ID
  • Exact details of your current address which can be verified through your registration in the electoral poll or by submitting a recent payment receipt of you utility bill
  • Employment information including the name of your company and employer (for those who are employed only)
  • Source of income such as salary (for those who are employed), government benefits, invoice payments, and other means in which you generate money
  • Contact information which includes your email address and telephone number
  • Valid Bank account details

2.) Provide documents that can verify all the information that you presented in your application form which includes valid ID, salary slips, and the like.

3.) Have an active bank account that can accept electronic transfers. This is where the lender will deposit the approved 200 pound loan.

4.) Sign a legally binding contract that features the terms and conditions of your loan as well as the possible penalties that you will have to incur once you bridge the agreement.

Once you have successfully completed and submitted your online application, you can expect an instant approval from your lender. And once you’re approved, the money will then be deposited into your account in a matter of minutes. Overall, you can enjoy same day funding after instant approval of your application, depending on the lender.

Flexible borrowing amounts

Lenders in the UK that offer small loans like payday loans know full well the reason why you are applying for their financial products – you are currently caught up with an emergency financial situation or cash shortage and you need an extra couple hundred pounds to remedy the problem. These lenders normally offer borrowers with bigger amounts – as much as £2,000 – but they know that your need for 200 loans is just as important.

To put it simply, short-term loan lenders are quite flexible when it comes to the amount that they are willing to lend to borrowers. They can give you 200 pounds if it’s what you need for the moment or can offer you more if your situation demands you to. You can even go lower for as little as £50. This kind of borrowing flexibility coupled with seamless and quick processing, instant approval, and same day funding is what makes 200 loans extremely popular financial products in the UK.

Why you might want to take out 200 loans

In times of unplanned financial situations, when you are strapped of cash and there is an important expenditure that you need to cover, 200 loans can provide you with a quick infusion of cash that is extremely crucial in the moment. What’s more, majority of 200 loan lenders are more than willing to cater borrowers who have less-than-perfect credit rating and even those who don’t have any credit at all. As long as you enjoy a stable source of income that can afford the proper repayments, getting approved for 200 loans is generally quick and easy!

why get 200 loans


*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

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