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Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.



N Online Decision
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
Rates from 278% to 1576%



N Instant Decision
N Borrow Up To £25K
60 Second Application
N 3-36 Monthly Repayments
Rates from just 4.7% to 278%


Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

100 Loans in the UK: Finding the Best Loan Solutions

Because demands for loans and other loan services never cease to increase, the inevitable consequence of a continuing surge in the number of borrowers with unpaid debts has prompted traditional lending institutions and firms to come up with a credit scoring system. Through this credit scoring system, lending institutions and firms were given the capability to easily segregate borrowers according to their finances. With this credit scoring system in place, loan applicants whom the lending institutions believed to be incapable of paying off their debts in the future were easily separated from those whom they believed to be likely capable of paying off their loans without any problems. Under this credit scoring system, individuals with income levels that do not meet what the lending institutions and firms have decided as the required minimum was automatically given poor credit scores, while borrowers who, regardless of their reasons, either repeatedly or frequently missed out on their recurring payments consequently had their financial records reflect their bad payment histories. As a result, borrowers with poor credit scores and bad payment histories were automatically precluded from securing loans from any of the standard lending institutions.

But while this credit scoring system was proven to be extremely helpful and highly useful to the lending institutions and firms, its long term consequences to the borrowers’ finances proved to be extremely harmful. Because borrowers with poor credit were no longer allowed to secure any type of loan from any of the legitimate lending institutions, many of them were left with very little, often either impractical or just downright unacceptable options. And since selling off personal properties to raise money, as well as borrowing from friends or members of the family may not always be easy or plausible, a lot of borrowers with bad credit often turned to underground loans from illegally lending individuals or firms. Although through this option, borrowers are given the temporary financial relief that they urgently need, the long-term repercussions associated with these loan solutions often leave borrowers in even worse financial conditions. Because underground loans come in exceedingly high interest rates, borrowers often find themselves in a never-ending cycle of difficult financial circumstances.

why choose 100 loans

Getting 100 Loans for Bad Credit

As more and more borrowers with poor credit scores and bad payment history found themselves in similar cycles of never-ending difficult financial circumstances, a new market made up entirely of borrowers with bad credit was eventually created. And in an effort to address the rising demands for better, more affordable, more flexible, and more secure financial services in this entirely new market, lending institutions and firms later on came up with innovative new financial services. Through innovative new loan services such as 100 loans for bad credit, borrowers finally have quick access to more acceptable, more flexible, more affordable, and a lot more secure loan options, which they can rely on in times of urgent financial situations. With innovative financial solutions like 100 loans for bad credit, borrowers now have much faster and more convenient loan alternatives, even despite their bad credit.

Unlike application procedures for a lot of the conventional loans that are generally being offered by traditional lending institutions and firms, applications for innovative loan services like 100 loans for bad credit do not entail having to submit impossibly hard to procure requirements — nor do they involve having to wait in long lines for long hours just to submit loan applications, or even longer waiting when it comes to loan applications’ approvals, or release of approved loans’ funds.

How to Get 100 Loans and Instant Loans for Bad Credit

With the continuing evolution of the lending industry, as well as the latest developments in both security and technology, borrowers now have more convenient and much faster loan alternatives to address their urgent financial circumstances. Through innovative loan solutions like 100 loans and instant loans, borrowers now have the convenient option of being able to submit their loan applications even without having to leave the comfort of their own homes. Since everything can now be accomplished online, borrowers can now easily submit their loan applications from anywhere, anytime. And because applications can now be completed entirely over the internet, borrowers may now expect for their applications to be processed as soon as they are submitted. Approvals of loan applications for 100 loans and instant loans, meanwhile, can now actually be completed as soon as their processing are completed. The release of funds for approved 100 loans, on the other hand, may now actually be accomplished even on the same day that the applications were submitted. Because of these very convenient and highly useful features of innovative loan services such as 100 loans and instant loans for bad credit, these financial services actually make great alternatives in addressing urgent financial circumstances. But since 100 loans and instant loans are only small loans that borrowers can usually pay over in much shorter payment terms, these loan services do not make great solutions to more complicated financial conditions. In addressing financial situations that require loans in higher amounts and longer payment terms, borrowers will always be better off getting secured loan solutions, which are easily payable in much longer payment terms.

Getting 100 Loans from Direct Lenders

A common misbelief among many borrowers is that because taking loans from the lenders directly does not involve paying for loan brokers, this option provides more benefits in the long term. What a lot of borrowers fail to see, however, is the fact that since loan brokers have access to many different lenders in various areas, it also follows that they have exclusive access to all the discounted services of all these different lenders. Due to this, borrowers who have opted to secure loans through loan brokers’ services have access to far more savings and much more benefits in the long term. And because loan brokers provide their borrowers with expert financial advise, they are always guaranteed the best loan alternatives in relation to their unique financial circumstances.

why choose 100 loans


*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

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