Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Borrow from £50 to £25,000*

Complete our simple 60 second application form to get the loan you want today.

Short-Term

Loans

N Online Decision
N
Borrow Up To £995
N All Reputable Lenders
N 3-36 Month Repayment
N
Rates from 278% to 1576%

PERSONAL

Loans

N Instant Decision
N Borrow Up To £25K
N
60 Second Application
N 3-36 Monthly Repayments
N
Rates from just 4.7% to 278%

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years
TYPICAL 10.9% APRC variable
Calls may be recorded for training purposes. The third party lender or broker may charge a fee of 0% up to 15% on your loan.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders, to help find the best loan, for your personal situation.

Paid Into Your Account

Once your application has been accepted by one of our lenders, you could receive payment within 24 hours.

Credit Problems*

Whether you have a bad credit history or simply no credit at all we are able to help. Apply today and let us help.

How Do I Apply?

Are there instant Loans that offer instant decisions and same day funding in the UK?

If there is an urgent expenditure that needs immediate attention but you currently don’t have the extra money to address it, taking out a loan is a solution that you can consider. But we are not talking about regular loans from banks that can take almost forever to process but specially designed loans that can help you obtain that extra funding that you desperately need in a matter of hours. We are taking about instant loans that provide instant decisions and same day funding features that even the average borrower can obtain.

No credit check Loans with Instant Loans

Lenders that offer instant loans in the UK know full well that people can become caught up with emergency cash needs for unexpected car repairs and medical bills anytime and this can compel them to search for fast funding solutions. That’s why they have made the application process for their quick loans free from time-consuming steps like paperwork and documentation.

Thus, when qualified borrowers apply, all they have to do is complete an online application form that will only take several minutes of their precious time. And after submission, an instant decision will be given in just a few minutes!

Because of this lighting processing speed, instant loans like instant payday loans have become one of the most widely used financial products all over the UK. There are also plenty of reputable and licensed lenders online that offer the types of loans making it an extremely accessible option in times of financial urgency.

why choose instant loans

How instant are Instant Loans?

As instant payday loans and other quick loans continue to grow in popularity all over the UK, many lenders are coming up with even better and more efficient processing systems like no credit check loans with instant decision to cater the ever increasing demand. This allowed borrowers to enjoy the funding that they urgently need even quicker. What’s more, there is an abundance of reputable online lenders in the country that offer an array of instant loan options that can suite different funding needs and purposes.

There are also numerous instant payday loans that can cater applications from smart phones and other devices so borrowers can access quick funding no matter where they are, whether it’s in the bus or at a restaurant, as long as they can connect to the internet.

It’s important to note however, instant loans can be expensive with interest rates that are generally higher than credit cards and personal loans. That’s why you need to shop around and compare as much instant loan offers as you can so you will find the best deal that provides the most affordable rate.

How the quick loans online are processed

Majority of the processing for instant loan applications are automated with minimal to no human action needed. If there are no issues in all the information that you provided in your application form, your lender can give you an approval response without much delay. When it comes to processing the quick loans online, here’s how it typically works:

  • First time borrowers – If you have successfully completed and submitted your application within business hours, the funds that you requested for will be deposited into your account after an hour or two depending on the lender. If it’s beyond business hours, the money will be deposited early the next day.

 

  • Repeat borrowers – If you are a repeat borrower, you can still receive the approved funds in the same day if you have submitted an application up until 5 p.m in the afternoon but beyond that, the funds will be deposited the next morning. You also have a higher chance of getting approved if you are an existing customer compared to new ones.

 

Overall, instant loan transactions are relatively quick and seamless. There are some issues however, that may cause some delays in your application process. A commonly recurring obstacle is a bank account that is difficult to validate probably because it is inactive or because there was an error in the account details that you provided. After all, lenders want to be 100% sure that they are sending the money to the right account. For this reason, it is crucial to double check your application to make sure that everything is accurate so the entire loan transaction will run smoothly as it should.

Quick loans for bad credit with same day funding features

Now you might feel that having a bad credit is a major obstacle in obtaining a loan in the UK. While it certainly is true when it comes to personal loans and traditional loans from banks and credit unions, the same can’t be said with online loans. In fact, there is no shortage of quick loans online that will help you access instant funding even if you have a terrible credit rating.

Instant loans for bad credit like instant payday loans do not discriminate borrowers based on their credit rating. Lenders that offer these types of financing are more concerned on your ability to repay the money that you borrowed based on the terms and conditions that will be agreed upon and not on your past credit activities. This means that you can still get approved even if you have a poor credit history or don’t have one at all. Having a steady source of income that can afford the repayments however, is a vital requirement.

What you can expect from instant loan lenders in the UK

When you apply for an instant loan from a reputable and FCA licensed lender in the UK, you can enjoy the best chances of securing quick and seamless funding in times when you need it the most. The credit providers understand that you are in a rush to get the funds that you need that’s why they have tailored the entire loan process for optimum speed and ease.

While lenders may not be able to promise you with a guaranteed approval, they can however, guarantee lenient eligibility criteria that can cater any type of credit rating. You can even become qualified even if you have bad credit and are unemployed so long as you have some form of income that can meet the affordability requirements.

why choose instant loans

*Subject to lender approval and requirements.

Complaint Procedure 

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders as they have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the lender, can be and will be, classed as fraud. The relevant legal proceedings will then be taken to recoup the funds.

5 most recent personal loan reviews

Review of Payday Express

Was asked to be a guarantor, filled in application online - was very quick and easy. I had phone call to confirm job done loan transferred immediately into bank and customer service was excellent, would use again if needed.

Review posted by Susan Wilson, Banbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of 1st Stop Loans

I still cannot believe how quick the process was & how fast the pay out was! The customer service I received was second to none & couldn't have been treated any better or honestly than I indeed was!

Review posted by Mattew Hayre, Stock-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Progressive Money

I would recommend this company if your struggling to get a loan, definitely if your unemployed, really pleasant and helpful. Will apply here in the future if I ever need another loan.

Review posted by Angela Jones, Chatteris

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We use TrustPilot to source all of our reviews to make sure that they are entirely non biased.